Merchant Accounts
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There are three, separate types of merchant accounts: retail, MOTO (mail order - telephone order), and Internet. The major differences between these types of accounts are the transaction fees charged and the rules associated with the use of the account. It is not unusual for a business to have more than one merchant account, each of a different type.
Retail merchant accounts. Retail accounts offer the lowest transaction fees and have the most restrictive rules associated with them. Retail merchant accounts require that a very high percentage (usually 70% or more) of credit card sales be conducted with the "card present" and that the card be "swiped" by passing it through a physical credit card terminal. Retail accounts are associated with "brick-and-mortar" businesses such as restaurants, hotels, and grocery stores.
MOTO merchant accounts: MOTO or Mail Order - Telephone Order accounts are processed at a higher transaction rate compared to retail accounts and are used when credit cards cannot be physically swiped. MOTO accounts were originally created to address the credit card processing needs of mail order companies who receive all of their sales by mail or telephone.
Merchants that have a MOTO merchant account usually process credit card payments by entering the credit card information directly into a terminal that contains a keypad, by using terminal software installed on a personal computer, or by using a "virtual" terminal that allows the merchant to use a normal Web browser to process transactions on a payment service provider's Web site.
Internet merchant accounts: Internet accounts are very similar in cost and rules of usage as the MOTO account. While many banks issue a MOTO merchant account to businesses conducting transactions over the Internet, some banks have started creating a separate Internet merchant account type, to address the unique needs associated with this type of credit card transaction.
Merchants that have an Internet merchant account process credit card payments using a "virtual" terminal or by using a payment service gateway with custom-designed HTML forms or a shopping cart application.
(Hits: 445 Rating: 0 Comments: 0 Average Rating: 0.00 Added: 04/06/2004)
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pay systems
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affordable merchant account services including point of sale (pos) payment processing, credit card processing,online merchant accounts, ecommerce solutions ...
(Hits: 492 Rating: 5 Comments: 1 Average Rating: 4.60 Added: 04/04/2004)
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Online Merchant Services
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Make it easy for your customers to charge over the Internet and watch your business grow. Apply now to enjoy fast set-up, competitive prices, and ongoing support for your business. What are you waiting for?
(Hits: 511 Rating: 0 Comments: 0 Average Rating: 0.00 Added: 04/06/2004)
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merchant warehouse
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credit card machine, nurit, credit card processing company, credit card equipment, credit card processing services, online merchant accounts, hypercom, credit ...
(Hits: 765 Rating: 2 Comments: 1 Average Rating: 10.00 Added: 04/04/2004)
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merchantexpress
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Welcome to Merchant Accounts Express! We can setup your business with a merchant account to accept all major credit cards and bank ATM Debit cards, at the lowest possible cost. We offer only bank direct merchant accounts, saving our merchants thousands of dollars per year in credit card processing costs!
(Hits: 720 Rating: 0 Comments: 0 Average Rating: 0.00 Added: 04/03/2004)
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monster merchant account
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Monster Merchant Account is a merchant account internet provider for real-time or batch credit card processing services. Our complete merchant account services enable you to begin processing credit cards immediately through our merchant account! Apply now and accept Visa, Master Card, American Express (Amex) and Discover. Please call us at 800.838.9699 to learn more about our merchant accounts and online credit card processing services.
Credit Card Merchant Accounts enable you to accept credit cards over the Internet. Did you know over 85% of all Internet transactions are paid for using online credit card payments? Don't miss out! Let us help you complete your e-commerce payment process with our merchant account services.
If you are a retail merchant looking for an easy, cost-effective way to process credit cards online apply now!
(Hits: 791 Rating: 0 Comments: 0 Average Rating: 0.00 Added: 04/03/2004)
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cardstreet
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Total Credit Card Processing
Total credit card processing has never been easier than with CardStreet.com®! Our merchant account setup is completely free, as always. In addition, we provide your business with a complete merchant account and state-of-the-art software and hardware. CardStreet® is the fastest, easiest and most affordable way to get your merchant account today! .
(Hits: 588 Rating: 0 Comments: 0 Average Rating: 0.00 Added: 04/04/2004)
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payQuake Merchant Account
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In order to process credit cards, you will need either your own merchant account or a third party payment service. We have partnered with two different payment processing services that we have found to be affordable, reliable, and completely compatible with many popular shopping carts, including Miva Merchant. To find out which payment processing service is best for you, click here.
payQuake Merchant Account
WestHost has partnered with payQuake to offer low cost merchant accounts with dynamic pricing. Businesses can now choose from multiple payment processing plans and fees each month to decide which best suits their needs. The entry plan for example, offers a no setup, no monthly fee, and no minimum requirement solution to get started. Merchants only incur the discount rate and transaction fee as they make sales, making this option practically risk free. For international merchant accounts, please click here.
(Hits: 731 Rating: 2 Comments: 0 Average Rating: 2.00 Added: 04/04/2004)
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merchant-account-4u
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Total Merchant Services - merchant accounts, credit card processing services, and check clearing services for all merchants. ... apply for a merchant account.
(Hits: 1036 Rating: 0 Comments: 0 Average Rating: 0.00 Added: 04/04/2004)
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ECOMMERCE
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One of the reasons online businesses hesitate in getting an Internet ready merchant account is due to the high start-up cost. Merchant account providers regularly charge a setup fee of anywhere between $200 and $500! Working with Hostway, you get that setup fee waived.
Hostway has partnered with Chase Merchant Services of JP Morgan Chase which serves over 30 million customers worldwide to bring you $0 setup on your online merchant account. It has never been easier or more cost effective to start your business online and to be able to accept credit cards from your customers without the high starting costs associated with a merchant account service.
Also, when you set up your service with us, your merchant account is guaranteed to work with your Merchant Manager or Miva online store system which is included on all Hostway ecommerce plans.
(Hits: 548 Rating: 0 Comments: 0 Average Rating: 0.00 Added: 04/06/2004)
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